Professional camera insurance

What Is Photography Equipment Insurance?

Photography and videography camera equipment insurance covers your cameras, lenses, lighting equipment, and other camera-related gear on and off-premises of a shoot and during transportation. If you are a photographer or videographer who travels to various locations, adding Full Frame’s equipment insurance to your annual policy is necessary to protect the tools of your trade.

Should your photography equipment be stolen or damaged, you could be looking at thousands of dollars in replacement costs. A loss of this magnitude could affect your bottom line due to downtime or the financial strain of replacing your equipment. Camera Equipment Insurance can be added to a Full Frame Photographer Insurance or Videographer Insurance annual policy for as low as $55 per year.

We also offer professional and cyber coverage, learn more here

Who Needs Camera Insurance

Professional photographers who work with expensive equipment all need camera and photography equipment insurance. We understand how important your equipment is to you—that is why we created an insurance policy to help you cover damaged or stolen items. 

If you are a professional photographer looking for camera & photography equipment insurance, then you’ve come to the right place!

Photography Equipment Insurance Covers:  

• Professional Photographers
• Freelance Photographers
• Landscape Photographers
• Wedding Photographers
• Photography Businesses
• Excludes hobbyists 

Affordable Professional Camera Insurance

Get affordable camera insurance with a Full Frame annual general liability policy included. You can personalize your policy to fit your unique business needs and exposures. Enjoy an affordable, low-price policy and access to our non-commission agents. 

You can add photography equipment insurance to your annual policy and review the limits and pricing options. You can add the coverage you need at checkout.

What Kinds of Damage or Loss Can Camera Equipment Insurance Cover?

Camera gear insurance provides comprehensive equipment coverage for many common liability risks that professional photographers face when it comes to equipment damage or loss. These risks include:

• Damaging your equipment on the job
• Damaging your equipment during transportation
• Damage to your equipment by a third party
• Damage to or loss of your equipment as the result of an accident, like a fire or building collapse
• Loss of equipment from theft, as long as it is documented

Even With camera equipment insurance, claims can still happen, but their consequences don’t have to be financially devastating. Professional camera insurance can help mitigate or eliminate the cost of replacing or repairing your camera gear. 

Frequently Asked Questions

How Much Does Camera Equipment Insurance Cost?

Full Frame provides photographers and videographers with several Camera Equipment Insurance options to fit their business needs. Starting at just $55 per year, photographers and videographers can protect their gear for up to $1,000 in coverage per item with a $5,000 aggregate limit.

If additional coverage is needed, you may opt to upgrade your Camera Equipment Insurance. The highest amount of coverage Full Frame provides caps at the cost of $349 per year for up to $15K in coverage per item with a $75K aggregate limit. There are several options available between the lowest and highest rates.

Full Frame’s Camera Gear Insurance Options

• $1,000 per item/ $5,000 aggregate – $55
• $2,000 per item/ $20,000 aggregate – $130
• $5,000 per item/$30,000 aggregate – $142
• $10,000 per item/ $60,000 aggregate – $275
• $15,000 per item/ $75,000 aggregate – $349

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Do I Have To Pay A Deductible To Receive Coverage For My Damaged Gear?

Hopefully you never have to file a claim for your damaged gear, but if you do, there is a deductible of $250 per claim that you will be required to pay before receiving coverage. You will not be required to pay a deductible at any time other than when you file a claim for damaged gear.

What Does Camera Equipment Insurance Count As “One Item” For The Purposes Of Coverage?

An item is defined as one or more objects that were included together at the time of purchase. For example, if you purchased a camera body that came with a camera lens, both the body and the lens would be considered one item. However, if the camera body did not come with a lens, and you had to purchase a lens separately, each object would be considered as its own individual item.

Will My Camera Equipment Insurance Cover Me Outside Of The Country?

Yes! Go ahead and book that international shoot. Our camera equipment insurance is a worldwide policy and will cover your gear outside of the United States. We can insure your cameras, lenses, lighting equipment, and more. This policy is designed to respond to camera equipment insurance claims on and off premises and during transportation.

We know insurance can be overwhelming

Contact a Full Frame specialist for assistance today!

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The Best Photography Insurance for 2022

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Photographers use their talents to turn photographs into works of art that we often cherish for years to come. However, there's a lot more that goes into the business end of photography outside of snapping a few photos. Photographers need to have comprehensive photography insurance that protects their property, which normally includes pricey cameras and other equipment. Yet, they also need liability coverage in case of accident or injury, as well as auto insurance and professional liability insurance that protects against negligence or faulty advice.

Photographers who have employees may also need workers’ compensation coverage and additional photography insurance limits for their business.  But, how do you know which types of photography insurance you need the most? And how do you decide where to purchase this important coverage? 

Investopedia set out to answer these questions for you by comparing the best photography insurance companies out there based on the policies they offer, their customer reviews, their company reputation, and other factors. As you gear up to protect your photography business from financial losses, here are the top photography insurance companies we recommend.

The Best Photography Insurance for 2022

• Best Overall: Progressive
• Best for One-Day Coverage: Thimble
• Best for Policy Customization: biBERK
• Best for Studio Owners: Hill & Usher
• Best for Employee Coverage: The Hartford
• Best for Drone Operators: BWI Fly
• Best Budget Option: Full Frame Insurance

Best Photography Insurance

Best Photography Insurance

• Our Top Picks
• Progressive
• Thimble
• biBERK
• Hill & Usher
• The Hartford
• BWI Fly
• Full Frame Insurance
• See More (4)

• Final Verdict

• Compare Providers

• What Does Photography Insurance Cover?

• What Type of Insurance Do Photographers Need?

• How Much Does Photography Insurance Cost?

• Methodology

Best Overall : Progressive

 Progressive

Get a Quote

While some companies that made our ranking are newer on the insurance scene, Progressive has been in business since 1937. Progressive also lets you work directly with an agent to customize your photography business insurance to your needs, although you can also get a quote online. As a full service insurance company with a long history of meeting their obligations, Progressive also boasts an A+ rating for its financial strength from AM Best.

Pros

• Long history as a reputable insurance company in the United States

• You can get a quote with a Progressive agent or online

• Multiple coverage options available

Progressive may be mostly known for its auto insurance and homeowners insurance products, yet this top-rated insurance company also offers an array of business and commercial coverage options. Further, Progressive has its own Progressive Advantage Business Program, which helps businesses get the exact coverage they need to protect their equipment and themselves. Ultimately, we chose Progressive as our best overall due to their long company history, excellent ratings, and flexible coverage options.

In terms of their photography insurance coverage, they let you tailor a policy that includes general liability coverage as well as commercial auto insurance that protects you when you drive for business purposes. If you're a photography studio with employees, you can also invest in workers' compensation coverage, as well as a Business Owner's Policy (BOP) that lets you combine general liability coverage with commercial property damage for ultimate protection. You also have the option to tailor your policy and coverage limits to the size of your business or the type of events you oversee the most.

Also be aware that Progressive offers similar coverage types and options for videographers, and that you can tailor your coverage to protect your photography and videography equipment and events. 

According to Progressive, in 2021 the median price customers paid for professional liability was $42 per month and $65 per month was the median cost for workers’ compensation coverage. The median cost for general liability worked out to $48 per month, while business owners policies had a median cost of $68 per month.

Best for One-Day Coverage : Thimble

 Thimble Insurance

Get a Quote

Thimble is unique among photography insurance companies because this provider lets you purchase coverage for a single job or by the month if you prefer. This option lets you pay for photography insurance only when you need it, and you can tailor each coverage period to the details of the job.

Pros

• Purchase coverage for the job or by the month

• Pause or cancel your coverage at any time

• Comprehensive protections included in every policy

• Highly rated mobile app

Cons

• Newer company (only founded in 2016)

• No coverage available for commercial property

• No way to work with an insurance agent in person

Thimble was founded in 2016, yet their business insurance policies are underwritten by third-party insurers that have been in operation for decades. Policies are underwritten by Markel Insurance Company and National Speciality, Insurance Company both of which boast an A financial strength rating from AM Best. Drone coverage is underwritten by Global Aerospace, Inc. We chose Thimble based on the flexibility of their photography insurance plans, and specifically on the fact you don't have to pay for a year of coverage (or even a month of coverage) at once. 

Thimble is unique because this company lets you buy only the coverage you need when you need it. You can buy a monthly policy, but you can also purchase photography insurance by the job. 

With each of their policies, you can add extra insureds for free, and there are no extra fees or deposits. Waivers of subrogation are also offered at no extra cost, and you get unlimited Certificates of Insurance. Coverage from Thimble can be tailored to include bodily injury, property damage, personal and advertising injury, and errors and omissions (E&O). You can get a free quote online, and coverage can be found for up to $2 million dollars.

Best for Policy Customization : biBERK

 biBERK

Get a Quote

We chose biBERK due to the ease with which they let their customers choose policy inclusions based on their needs. While not a household name itself, you should know that biBERK is actually a Berkshire Hathaway Company.

Pros

• Build a policy with the exact coverage options you want

• Part of Warren Buffett's Berkshire Hathaway Insurance Group

• Easy quotes available online

As part of Warren Buffett's Berkshire Hathaway Insurance Group, biBERK comes with the backing of a longstanding player in the insurance industry. Originally established by textile entrepreneur Oliver Chace in 1839, Berkshire Hathaway has the highest rating possible for its financial strength from AM Best, an A++. We chose this company as best for policy customization based on the fact you can build your own policy with the exact coverage options you need to have.

Because biBERK lets you buy insurance directly, they promise rates that could be as much as 20% lower than their competitors. They also let you customize your policy with the exact coverage details you need. 

Types of insurance available for photography businesses include general liability, business owners policy (liability & property), commercial auto, umbrella, cyber, and workers' compensation. Note that biBERK lets you get a free quote over the phone or online. Their online claims process also makes it easy to file a claim or make updates virtually.

Best for Studio Owners : Hill & Usher

Hill & Usher Package Choice

Get a Quote

Hill & Usher offers photography insurance that is specifically geared to videographers and those in graphic design or web design. Studio contents are covered in their policies, as well as your camera equipment, liability, and more.

Pros

• Package Choice insurance plan targeted specifically to studio owners

• You can begin building a free quote online

• Comprehensive coverage options included

Hill & Usher is a full-service insurance agency that offers a specific photography insurance plan known as Package Choice. Note that Hill & Usher has their policies underwritten by different insurance providers depending on where you live, which may include The Hartford, CNA, Travelers, Zurich, Firemen's Fund, and more. Also be aware that, while you can begin building a free quote online, you'll need to speak with an agent to find out how much you'll pay for a policy with the coverage and limits you prefer.

Package Choice from Hill & Usher was chosen for our ranking based on the fact they offer specific coverage options for photographers who own their own studio, which adds coverage for the structure. Other types of photography insurance that you can purchase include professional liability, coverage for cameras and professional gear, protection for computers and portable electronics, business income insurance, and general liability. 

You can also tailor your coverage with worldwide camera insurance and certificates of insurance for venues and landlords. You can even add identity theft protection to your policy, which could be helpful if a hacker gets their hands on your sensitive personal details like your Social Security number.

Best for Employee Coverage : The Hartford

The Hartford

Get a Quote

While The Hartford is a reputable insurance company you should consider regardless of whether you have employees or you're a sole proprietor, we chose them for our ranking based on their comprehensive coverage for photography studio employees who may get injured at work.

Pros

• Various coverage options available, including professional liability and workers' compensation for employees

• Longstanding insurance provider known for quality and financial strength

• You can get a quote online or work directly with an agent

Originally founded in 1810, The Hartford currently offers an array of insurance products for your home, your auto, and your business. AM Best gives The Hartford an A+ financial strength rating, meaning the company will have no problem paying claims. Further, The Hartford offers robust coverage options for employees, which is important for photography studios with multiple members on their team.

While The Hartford can be a good option for photography insurance regardless of whether you work on your own or with a team, they stood out in our ranking due to their excellent coverage options for employees, which include professional liability and workers’ compensation. You can get a free quote online, but you can also work with an agent over the phone or in person in order to customize your coverage. 

In addition to offering employee related coverage, The Hartford also offers additional photography insurance options such as a Business Owner's Policy (BOP), general liability insurance, business property insurance, business income insurance, and coverage for interruption of computer operations. You can also buy specific coverage if you run your photography business out of your home.

Best for Drone Operators : BWI Fly

BWI Fly

Get a Quote

If you take drone photography, you may need a specialized insurance policy that protects drone use for commercial purposes. BWI Fly does exactly that with coverage for physical property and liability with limits up to $25 million.

Pros

• Buy specialized commercial insurance coverage for your drone

• Tailor your policy to your needs

• High coverage limits up to $25 million

BWI Fly was founded in 1977 with the goal of expanding insurance options in the aviation industry. They currently offer commercial drone policies that are underwritten by other, highly rated insurance providers such as Global Aerospace, U.S.A.I.G., and Old Republic. Note that you can get started on a free quote online, but you'll need to speak with an agent to work out the specifics of your coverage and costs. We chose BWI Fly for our ranking due to their excellent coverage options for drones, which have unique challenges when it comes to insurance. 

BWI Fly offers photography insurance that works specifically for drones and their use, which is widely popular for weddings, surveillance, movie production, and plenty of other industries. Liability coverage is available in amounts between $500,000 and $25 million. Physical damage coverage and coverage for advertising liability are also available. Your coverage also includes protection for legal defense in the event you are sued due to the operation of your drone for commercial purposes.

Best Budget Option : Full Frame Insurance

Full Frame Insurance

Get a Quote

Full Frame Insurance offers coverage for photographers and videographers that starts at just $59 per event or $129 per year. Your coverage is instant and there is no deductible on liability claims.

Pros

• Purchase affordable insurance coverage for the job or for the entire year

• Tailor your coverage to your exact needs

• 24/7 access to policy documents

Cons

• Only available in 44 states

• Minimal coverage options offered

• Newer company with few published reviews so far

This company is managed by Insurance Canopy, and many of its policies are underwritten by Partner Veracity Insurance Solutions, LLC. Full Frame Insurance does not provide in-depth quotes or the option to tailor your coverage to your needs with multiple add-ons. Instead, they offer very basic event policies and annual policies for photographers and videographers, which start at $59 per event or a minimum of $129 per year. We chose them for our ranking based on the affordability of their policies, although you do only get basic coverage in return. 

If you're on a budget and you only want minimum insurance protection for specific events or the year, Full Frame Insurance is worth considering. Their event policies that start at $59 and last for one to three days include general liability and personal and advertising injury, although they do not provide coverage for product liability or equipment. By contrast, their annual coverage provides general liability, product liability, and the option to add coverage for photography equipment or supplies. Since annual policies can be tailored to your needs, they start at $129 per year and go up from there.  

Note that coverage for gear and equipment can be worth up to $15,000 per item and $75,000 for the duration of the policy. Liability coverage can be worth up to $1 million per claim and up to $2 million per policy duration. Professional liability coverage can be worth up to $100,000 per claim and $200,000 for the policy term.

Final Verdict

Having photography insurance is crucial if you have your own photography business, and that's true whether you mostly need liability coverage or you want protection for your equipment, lost business income, or even your photography studio. If you have employees, then you'll also need protection that limits your liability in the event they are injured or you are subject to a lawsuit based on your actions or negligence.

Either way, it's crucial to compare the best photography insurance companies to see which ones offer policies that make sense for the equipment you have and how your business normally runs. Progressive made our list as the best photography insurance overall, but we have shown that other providers could work better based on the type of coverage you need the most.  

Compare Providers

What Does Photography Insurance Cover?

Photography insurance may include various types of protection, yet the most popular types of coverage you can buy include equipment insurance, general liability, commercial auto insurance, property insurance, and professional liability. This coverage also protects against fire, theft, and accidents to third parties. You can also buy photography insurance coverage that protects your studio and all its contents in the event of a total loss. 

What Type of Insurance Do Photographers Need?

Photographers may have different insurance needs depending on how they run their business. The most popular types of coverage include:

• General liability: This type of insurance coverage protects against legal actions that might arise from accidents, injuries, and other claims.
• Equipment insurance: Equipment insurance provides protection for cameras, lenses, computers, and other gear photographers use in the course of their business.
• Commercial auto coverage: You will also need commercial auto coverage that provides protection when you drive your car for business purposes, such as to or from a photo shoot.
• Business property insurance: Photography insurance should also cover your photography studio (if you have one) as well as its contents.  

You may also have to buy specific coverage for employees, such as workers’ compensation. Some photographers also have to buy drone insurance or specialty coverage for high-value equipment. 

$1000

is the median budget alloted for wedding photographers and videographers, according to the Weddings & Money 2021: A Brides and Investopedia study.

How Much Does Photography Insurance Cost?

The cost of photography insurance varies, but you may be able to buy coverage for one event for as little as $59. However, this basic coverage may only include general liability without any protection for your camera and other gear you have. 

If you want comprehensive photography insurance that includes liability, equipment insurance, coverage for your photography studio, and commercial auto insurance, you should plan on paying significantly more. 

How We Chose the Best Photography Insurance Providers 

We researched nine companies that offer photography insurance and evaluated each insurer based on the coverage types offered, the reputation of the company, third-party rankings, customer reviews (when available), and customer service options. We looked for companies that make it easy to get a free quote online, as well as those with robust customer service availability and the option for online claims. 

Getty Images / DuKai photographer

Article Sources

Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.

1. AM Best. "AM Best Affirms Credit Ratings of The Progressive Corporation and Subsidiaries."

2. AM Best. "National Specialty Insurance Company."

3. AM Best. "Markel Insurance Company."

4. AM Best. "AM Best Affirms Credit Ratings of Berkshire Hathaway Homestate Insurance Company and Its Affiliates."

5. AM Best. "AM Best Affirms Credit Ratings of The Hartford Financial Services Group, Inc. and Subsidiaries."

Compulsory and voluntary liability insurance for notaries, auditors, realtors, appraisers, detectives and private security companies

Professional liability insurance for notaries and auditors , according to the legislation of the Russian Federation, is mandatory. Thus, compensation is provided for the harm that the organization can cause to the client as a result of its activities.

A voluntary insurance policy will also allow other individuals and companies whose activities are focused on providing important services to avoid serious financial costs and reputational damage due to lengthy litigation. nine0005

What activities are protected?

• Realtor liability insurance protects against unexpected expenses. The policy compensates clients of real estate companies for the costs associated with the deprivation of ownership of real estate and other transactions.
• A PSC liability insurance contract can be concluded by any legal or natural person who has received a license for the right to conduct detective or security activities. The policy compensates for damage caused to property and health of citizens (including the use of weapons), if the company caused it in the course of its legal activities. nine0012
• Appraisers' professional liability insurance compensates for material damage that may be caused to clients as a result of overpricing or underpricing of an object.
• Auditor liability insurance provides end-user protection against any auditing errors.

Risks compensated by civil liability insurance of a notary and other organizations

The beneficiary is always a person who has suffered financial damage (as well as received damage to health, life and property) in the course of the policyholder's professional activities. The risks differ depending on the professional activity of the policyholder. nine0005

When performing notarial activities:

• invalidity of the performed operation;
• notarial action that does not comply with international law or the legislation of the Russian Federation;
• failure to notify the client about the possible consequences of the transaction;
• unintentional disclosure of a secret.

Risks of liability insurance of security companies:

• providing false or incomplete information in the course of investigative activities; nine0012
• damage to property, health and life of citizens caused as a result of security activities, transportation of goods and security of mass enterprises.

Appraiser's liability insurance risks (with or without formation of a legal entity):

• any property damage caused as a result of an unintentional error in the valuation of an object.

Risks in case of liability insurance of auditors and audit firms:

• property damage incurred as a result of poor-quality audit activities. nine0012

Benefits of liability insurance for audit and other activities

• Retrograde coverage (except for notaries).
• Convenient payment system.
• Personal agent and the possibility of a free round-the-clock consultation.
• Simplified procedure for concluding a contract and quick payment of compensation.

Price of professional liability insurance for realtors, appraisers and other persons and organizations

You can always find out the cost of the policy in your case and clarify any information about the types of protection for professional activities by phone.

Why is it necessary to insure the professional liability of doctors — Realnoe Vremya

Society

07:00, 02/27/2020

State Duma deputy from Tatarstan is preparing an initiative on professional liability insurance for medical workers

State Duma Deputy from Tatarstan, member of the Duma Committee on Health Boris Mendelevich raised the problem of professional liability insurance for medical workers. What it is and how it will further affect the work of medical institutions and the doctors themselves — the parliamentarian explains in an author's column written specifically for Realnoe Vremya. nine0005

More than 2 thousand criminal cases against doctors

To initially understand why I am for the introduction of professional liability insurance for medical workers and why I started working on this topic in the State Duma, I will give just a couple of figures. According to the Investigative Committee of Russia, in 2016, 878 criminal cases were opened against medical workers, in 2017 - 1,791, in 2018 - 2,229. The number of complaints and appeals related to medical errors has also increased. Two years ago there were about 4 900, and in 2018 - 6,600.

In addition to TFR checks, medical activities are actively covered in the media, and even in the case when initially in stories and articles everyone blamed the medical worker, and after his guilt was not proven, far Not all media write about the results of inspections. And in such a situation of total control, doctors are really afraid to work. Although maintaining health is the concern of both the doctor and the patient: after all, a visit to the doctor is not a panacea if the patient does not follow the instructions of a specialist. However, according to our legislation, even if the patient was initially wrong, the doctor's activities will be checked by law enforcement agencies. This is where good lawyers are needed. nine0005 Preservation of health is the concern of both the doctor and the patient: after all, a visit to the doctor is not a panacea if the patient does not follow the instructions of a specialist. Photo by Maxim Platonov

What is professional liability insurance?

This is a type of insurance that is common among representatives of a number of professions: lawyers, architects, medical workers. Quite simply, it is insurance for doctors and nurses against lawsuits. The statistics of the annual growth of inspections by the Investigative Committee suggests that this issue is overdue and even overripe! nine0005

What does insurance provide?

Occupational liability insurance will allow a health worker to calmly carry out their direct duties, without looking back at possible prosecution by law enforcement agencies. After all, in the event of legal claims against a doctor or nurse, the situation will not be dealt with by the health worker himself, but by a representative of his insurance company - a professional lawyer with experience in this field. This will allow, firstly, not to be distracted by the health worker from his work and to perform it more professionally. In the event of minor errors on the part of the doctor, the insurance company will be able to compensate for the damage to the patient. nine0005

Won't doctors abuse?

This is the first question many patients have. But we must understand that there is experience of such activities in many countries of the world and it has already shown its effectiveness. In addition, insurance companies do not distribute insurance to everyone in a row: insured persons (i.e. doctors and nurses) must have the necessary level of knowledge, be fully competent in their field of activity and treat their duties in good faith, fulfilling all the requirements placed on them, as experts in their field. nine0005 Insurance companies do not distribute insurance to everyone: insured persons (i.e. doctors and nurses) must have the necessary level of knowledge, be fully competent in their field of activity and treat their duties in good faith. Photo by Maxim Platonov

At what stage is professional liability insurance in Russia now?

I spoke and wrote a lot about the need to introduce a system of professional liability insurance for medical workers. And this year, I managed to convene the first introductory meeting, at which we, together with the chairman of the State Duma Committee on Health Protection Dmitry Morozov and representatives of the Ministry of Health, the Ministry of Finance, the Central Bank, the National Medical Chamber, the All-Russian Union of Insurers, discussed this issue. nine0005

It was a very heated and stormy discussion, from which I learned one thing: each of the participants in the meeting simply had diametrically opposed positions. There is not even a common understanding of the terminology that we use!

Now the discussion goes mainly in several directions. Firstly, these are disputes about the voluntariness and obligatory nature of insurance. The majority of departments, including representatives of insurers, oppose the mandatory one. At the same time, two types are distinguished in voluntary insurance: voluntary and imputed insurance, when it will be the duty of a medical institution to have this insurance upon obtaining a license. nine0005

Second, the legal framework. While there is a huge number of legislative norms that do not allow the introduction of this type of insurance. But we must clearly understand that we should not wait for the weather by the sea: we must at least write out a list of these laws and understand how we can change them.

Thirdly, statistics. The Ministry of Finance, the Ministry of Health, the Central Bank noted the absence of any statistics on the basis of which it is possible to calculate the tariff. But a vicious circle arises: we cannot introduce insurance due to the lack of statistics, but there is none, because insurance has not been launched. At the same time, one of the proposals was to implement the project in pilot regions. And the deputy plenipotentiary representative of the President of Russia in the Far Eastern Federal District, Grigory Kuranov, who participated in the meeting, even offered his district to launch the experiment. However, Sergey Dorofeev, vice-president of the National Medical Chamber, who made a presentation, said that voluntary insurance has been carried out in Novosibirsk for 7-8 years and there are still statistics. nine0005 Sergei Dorofeev said that voluntary insurance has been carried out in Novosibirsk for 7-8 years, and statistics are still available. Photo medvestnik.ru

In the end, what happens?

Of course, there are a huge number of issues, and not all of them are resolved in a day. I proposed to create a working group with representatives of all departments that took part in the meeting. In 1-1.5 months, we must develop a roadmap that will be accepted by all parties and help to reach the creation of a law.

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